This End User License Agreement (the "Agreement") is a legal agreement between you ("you" or "User") and SKA Technologies ("Developer," "we," "us," or "our") governing your use of the Spendro Expense Manager mobile application (the "App").
If you obtained the App from the Apple App Store, this Agreement is intended to be a custom EULA and is supplementary to Apple's Licensed Application End User License Agreement ("Apple Standard EULA"). If any term of this Agreement conflicts with the Apple Standard EULA or the Apple Media Services Terms and Conditions, the Apple terms will control to the extent required.
By downloading, installing, or using the App, you confirm that you have read and understood this Agreement and agree to be bound by it. If you do not agree, do not install or use the App.
Subject to your compliance with this Agreement and applicable laws, Developer grants you a limited, non-exclusive, non-transferable, revocable license to install and use one copy of the App on devices you own or control, solely for your personal, non-commercial use, except as otherwise permitted by applicable App Store terms.
You agree not to, and not to enable others to:
The App and all intellectual property rights in and to it (including software, design, text, and logos) are owned by Developer or its licensors and are protected by applicable intellectual property laws. This Agreement does not grant you any ownership interest in the App.
The App is designed to help you record and organize personal finance information (such as expenses, income, budgets, loans, and subscriptions). The App stores your finance entries locally on your device unless a feature explicitly states otherwise.
Your use of the App is also governed by our Privacy Policy: Privacy Policy.
The App may integrate or interact with third-party services (for example, advertising networks and in-app purchase services) and may include links to third-party websites or content. Third-party services are governed by their own terms and privacy policies. Developer is not responsible for third-party services, content, or practices.
If the App offers in-app purchases or subscriptions, those transactions are processed by the applicable app marketplace provider (e.g., Apple). Pricing, payment, refunds, cancellations, and billing are handled under the marketplace's terms. Developer does not receive or store your payment card information.
Developer may, at its discretion, provide updates, upgrades, or changes to the App. Certain features may change, be suspended, or be discontinued. We do not guarantee that the App or any feature will be available at all times or in all locations.
This Agreement is effective until terminated.
Upon termination, your right to use the App will cease and you must stop using the App and delete it.
To the maximum extent permitted by applicable law, the App is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.
Developer does not warrant that the App will be uninterrupted, error-free, or completely secure, or that defects will be corrected.
To the maximum extent permitted by applicable law, in no event will Developer be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of (or inability to use) the App, even if Developer has been advised of the possibility of such damages.
To the maximum extent permitted by applicable law, Developer's total liability for all claims relating to the App will not exceed the amount you paid for the App (if any) in the twelve (12) months before the event giving rise to the claim.
Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
To the maximum extent permitted by applicable law, you agree to indemnify and hold harmless Developer from and against any claims, damages, liabilities, losses, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the App, (b) your violation of this Agreement, or (c) your violation of any law or third-party rights.
You agree to comply with all applicable laws and regulations in connection with your use of the App, including any export control laws and regulations that may apply.
If you obtained the App from the Apple App Store, you acknowledge and agree that:
This Agreement is governed by the laws of India, without regard to conflict of law principles. Subject to applicable law, courts in India will have exclusive jurisdiction over disputes arising out of or related to this Agreement or the App.
Developer may update this Agreement from time to time. The "Last updated" date above indicates when changes were made. Continued use of the App after an update constitutes acceptance of the revised Agreement.
If you have questions about this Agreement, contact us: